Filing your first Sioux Falls hail damage repair claim can be a real pain in the neck, so here are a few pointers from the PDR pros at Dent Force. We want to make dent repair a simple and accessible service for everyone that wants to take care of their vehicle!
Inform Your Insurer
Once you realize your car was caught in a hail storm, make sure you contact your insurance providers as soon as possible to let them know you need a claim. Check what kind of coverage you have with them; at the very least you will need comprehensive insurance. Next, explain the full extent of the damage including how many dents there are, and where they might have come from. This information is invaluable, and will help your insurance company when they send you the forms.
Take Pictures of the Damage
Clear pictures of the damage are an invaluable resource for you and the insurance company. Not only will they help protect you from liability for future damages, but they can help the insurer provide an accurate assessment.
File the Claim
It’s possible your insurance provider already filed your Sioux Falls hail damage repair claim during the initial phone call; however, if they haven’t, our technicians will be happy to assist you. We love helping customers work their way through the difficult hail repair process as quick and painlessly as possible.
Do I Have To File a Claim?
Whether or not you file a Sioux Falls hail damage repair claim depends on the extent of the damage, and if you want to repair the car at all. In the end the choice is yours as long as you own the car. Unfortunately, if you are leasing or under warranty you may not have a choice. When deciding to file a claim consider these factors:
- Do the damages outweigh the deductible? If so, then there isn’t really a point in filing the claim as you will be paying the same amount either way.
- Can you live with a few dents? As long as the damage is only cosmetic, it won’t pose an immediate threat to your vehicle. However, over time the dents could rust and corrode costing you more down the road.